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Medicare Annual Wellness Visit vs Annual Physical Explained

The difference between a Medicare Annual Wellness Visit and an annual physical is one of the most common sources of confusion for Medicare beneficiaries. While the Medicare Annual Wellness Visit is a prevention-focused, conversation-based appointment that’s fully covered by Medicare, an annual physical is a hands-on, head-to-toe examination that Medicare generally does not cover. Understanding how these two visits differ can help you choose the right appointment, avoid unexpected costs, and get the care you need.

 

Understanding the Differences

Both visits are part of good preventive care, but they serve different goals. Understanding what each one is designed to do makes it easier to plan your health year.

 

What Is a Medicare Annual Wellness Visit?

A Medicare Annual Wellness Visit (AWV) is a yearly appointment with your primary care provider, fully covered by Medicare Part B.

 

Think of the AWV as a strategic planning session for your health. The goal is to catch potential concerns early and map out the screenings you may need ahead of time.

 

During an AWV, your provider will:

  • Review your medical and family history

  • Update a list of your current medications and providers

  • Check your height, weight, blood pressure, and other routine measurements

  • Screen for cognitive issues and depression

  • Create a personalized prevention plan for future screenings

What Is an Annual Physical Exam?

An annual physical is the traditional, hands-on “check-up” most people know. Your provider examines your body from head to toe to find signs of illness or injury – a diagnostic and evaluative appointment.

 

During a physical, your provider will:

  • Listen to your heart and lungs

  • Check vital signs (blood pressure, heart rate, temperature)

  • Examine your eyes, ears, nose, and throat

  • Check your skin, abdomen, reflexes, and more

  • Discuss any new or concerning symptoms

If you have a specific complaint – like chronic back pain or symptoms of a thyroid disorder – the physical is where your provider investigates. It may also include a medication review and lab work through our blood tests and lab work.

 

How Do Medicare Wellness Visits & Annual Physicals Compare?

Here’s a simple way to remember it: the AWV is about planning, and the annual physical is about examining. Our team can help you decide the right approach.

 

Conclusion

In summary, Medicare Annual Wellness Visits and annual physicals highlight two distinct types of preventive care: the AWV is a Medicare-covered planning appointment focused on prevention, while the annual physical is a hands-on exam that Medicare usually doesn’t cover. Knowing the difference helps you make informed choices about your health.

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Phoenix Internal Medicine

July 23, 2026

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